Super Star premium for Unlimited cover
These are the annual base premiums for Unlimited sum insured on Super Star, by age band and zone. For a 38-year-old on an individual policy the figure is ₹19,813 in Zone A, ₹17,336 in Zone B, ₹16,346 in Zone C.
Worked example: two adults aged 38 and 34
A couple aged 38 and 34 on a family floater with Unlimited cover, in each zone.
- Zone A
- ₹27,263
- Zone B
- ₹23,856
- Zone C
- ₹22,492
Annual base premium, excluding applicable taxes.
Premium tables
Individual policy, per person, Unlimited cover
| Age | Zone A | Zone B | Zone C |
|---|---|---|---|
| 18 to 25 | ₹14,664 | ₹12,831 | ₹12,098 |
| 26 to 30 | ₹16,047 | ₹14,041 | ₹13,239 |
| 31 to 35 | ₹16,538 | ₹14,471 | ₹13,644 |
| 36 to 40 | ₹19,813 | ₹17,336 | ₹16,346 |
| 41 to 45 | ₹23,746 | ₹20,778 | ₹19,590 |
| 46 to 50 | ₹30,913 | ₹27,049 | ₹25,503 |
| 51 to 55 | ₹38,431 | ₹33,627 | ₹31,706 |
| 56 to 60 | ₹47,966 | ₹41,970 | ₹39,572 |
| 61 to 65 | ₹75,949 | ₹66,455 | ₹62,658 |
| 66 to 70 | ₹1,08,200 | ₹94,675 | ₹89,265 |
| 71 to 75 | ₹1,41,116 | ₹1,23,477 | ₹1,16,421 |
| 76 to 80 | ₹1,84,065 | ₹1,61,057 | ₹1,51,854 |
| 81+ | ₹2,62,350 | ₹2,29,556 | ₹2,16,439 |
Annual premium, excluding applicable taxes.
Family floater, per adult, Unlimited cover
| Age | Zone A | Zone B | Zone C |
|---|---|---|---|
| 18 to 25 | ₹10,998 | ₹9,623 | ₹9,073 |
| 26 to 30 | ₹12,036 | ₹10,532 | ₹9,930 |
| 31 to 35 | ₹12,403 | ₹10,853 | ₹10,232 |
| 36 to 40 | ₹14,860 | ₹13,003 | ₹12,260 |
| 41 to 45 | ₹17,810 | ₹15,584 | ₹14,693 |
| 46 to 50 | ₹23,185 | ₹20,287 | ₹19,128 |
| 51 to 55 | ₹30,745 | ₹26,902 | ₹25,365 |
| 56 to 60 | ₹38,373 | ₹33,576 | ₹31,658 |
| 61 to 65 | ₹60,759 | ₹53,164 | ₹50,126 |
| 66 to 70 | ₹86,560 | ₹75,740 | ₹71,412 |
| 71 to 75 | ₹1,12,893 | ₹98,781 | ₹93,137 |
| 76 to 80 | ₹1,47,252 | ₹1,28,846 | ₹1,21,483 |
| 81+ | ₹2,09,880 | ₹1,83,645 | ₹1,73,151 |
What changes the price here
Cover against the neighbouring options
For a 38-year-old in Zone C, Unlimited costs 23.1% more than ₹1 crore.
Zone
The same Unlimited costs ₹19,813, ₹17,336, ₹16,346 for a 38-year-old across Zone A, Zone B, Zone C.
Age
At Unlimited the 61 to 65 band pays ₹62,658 in Zone C, against ₹12,098 for 18 to 25.
Work out your own premium
Enter the people you want to cover. The calculator is set up for this page, and you can change anything.
About optional covers
Step 6 lists every optional cover in the Super Star prospectus, with its choices and eligibility rules. Two of them state a premium effect, and the calculator applies it: Smart Network (15% off) and NRI Advantage (10% off). The others are charged an additional premium that the prospectus does not publish, so they are marked as an advisor quote and sent with your WhatsApp message instead of being priced here.
Get an advisor quoteQuestions on this page
How much is Unlimited cover for a 40-year-old?
₹19,813 in Zone A, ₹17,336 in Zone B, ₹16,346 in Zone C a year on an individual policy, excluding taxes.
Do restoration and bonus apply to Unlimited cover?
The prospectus lists restoration (Unlimited times, up to 100% of SI each time (not for Unlimited SI)) and cumulative bonus (50% of SI per claim-free year, max 100% (not for Unlimited SI)). Both are marked as not applicable to Unlimited sum insured.
How much more is Unlimited than ₹1 crore?
For a 38-year-old in Zone C, Unlimited costs ₹16,346 against ₹13,278, which is 23.1% more.