Guided to the right cover.
Insured for real life.
An advisor who reads the fine print, fits the plan to your family, and picks up the phone when you're at the hospital. No call centres. No upselling.
Anyone can sell a policy.
We guide you to the right one.
Most families are underinsured or overpaying. The difference is having someone on your side before you sign and after you claim.
Guided, not sold to
We recommend what fits your family, even when that means a smaller premium.
Guided through every claim
One number in an emergency. Your advisor handles the insurer, the TPA and the paperwork while you stay with your family.
Guided through the fine print
We check room-rent caps, co-pays, sub-limits and waiting periods before you sign, not after a bill arrives.
Insured isn't the same as covered.
Many families have a policy. Far fewer have one that pays when it matters. Most only find the gaps at the billing counter.
Old covers, new costs
A single major surgery in a metro can now cost ₹10–15 lakh. A ₹5 lakh cover doesn't go far anymore.
The fine print adds up
Room-rent limits and co-pays can quietly push a large share of the bill back to you.
No one to call
A toll-free queue is the last thing you need at 2 a.m. in a hospital corridor.
Guided first. Insured right.
Talk to an advisor
A free call about your family, health history and budget. No forms to decode.
Get your plan, explained
We shortlist the right Star Health plan and walk you through every clause in plain language.
Stay guided after you buy
Renewals, upgrades and claims, handled by the same advisor, year after year.
Once you're insured, we stay.
Cover that starts on time
Clear activation dates, with every waiting period explained upfront.
Annual health check-ups
Preventive screenings included with eligible plans.
Faster claims
Cashless at 14,000+ network hospitals. We chase approvals so you don't have to.
Doctor on call
Tele-consultations and follow-ups from home.
One plan.
Every generation insured.
Cover yourself, your spouse, children and parents under a single policy, with guidance on the right sum insured for each stage of life.
Just insured vs. guided and insured
Buying Online
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Still unsure? Let us guide you.
Which plan is right for my family?
It depends on your family size, the eldest member's age and any existing conditions. Star Health Assure and Comprehensive are top picks for most families.
How much cover do I really need?
At least ₹10 lakh for a metro family of four. Ideally ₹15 to 25 lakh, so a major surgery doesn't become a financial strain.
Are pre-existing conditions covered, and after how long?
Yes, usually after a waiting period of 2 to 4 years. Some plans offer buy-back options to shorten it, and we'll help you find the best fit.
Can I switch my current policy to Star Health without losing benefits?
Absolutely. You keep all accumulated benefits like waiting period credit. No break in coverage needed.
What happens when I need to make a claim?
One call to me. I personally coordinate with the hospital and TPA. Cashless approvals happen in minutes, not hours.
Do I pay extra for being guided?
No. You pay exactly the same premium as buying directly from Star Health. Our guidance and claim support cost you nothing extra.
Get guided. Get insured.
Talk to a real advisor today. Call or WhatsApp, whichever suits you.